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7
votes
1answer
333 views

Reject inference

What are the most effective techniques for reject inference in the context of retail credit scoring. Parcelling is something I use frequently... Any other approaches out there?
8
votes
3answers
3k views

Is variable binning a good thing to do?

Let's say you have a logistic regression model. Some of the factors are intrinsically categorical but some are continuous variables. Under which circumstances should a continuous variable be binned ...