Saving Account are the deposit account that gives customers very low, almost 0%, interest. Currently the calculation of its cost of fund is, in a simplified way: assume a deposit duration, e.g. 1 ...
Non-maturing deposits (NMD) is a deposit without maturity date. The deposit rate is normally low. Banks could adjust the rate at any time. The customer can withdraw without penalty, however, in real ...
After I ftp into the SEC Edgar site (ftp.sec.gov) I am able to pull the appropriate financial statements (i.e., 10-k, 10-q, 8-k, etc.) onto my local computer. However, when I go to open these files, I ...