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Well, 2 answers I knew right away :-) d) That depends on what is insured. In classical life insurance (person gets sum insured in case of death only) one risk would be large catastrophes with many insured people involved (like 9/11, for example). A "larger" risk is, as you said, change in interest rate, though. In Germany (I don't know about other ...


In my opinion "risk-free rate" and "of Solvency II" are still not entirely defined terms. This is why the answer to your question is not entirely defined as well. As Solvency II is not yet in force the only specific information available is from the various impact studies and subject to change. The most recent impact study is the LTGA. You find the specs for ...

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