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In addition to money market ETFs already mentioned, have you considered short term bond ETFs like VGSH and VCSH? [This is what I use]. They offer a bit more yield, though admittedly at a slightly higher duration risk.


Have you looked at money market ETFs? Something like Pimco's MINT


If you owe money to the bank, you will not receive a compensation. It might not exactly correspond to what you want, but here is my understanding. If we refer to the origin of the rates formation, you see two rates. e.g : the marginal lending rate this one cannot be negative, ECB will not ...

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