I have this bond assigment where I have to calculate the CF each quarter, given a constant EURIBOR3M rate of -0,539%. There is also a 1,6% margin per annum that I have to take into account. The repayment is going to happen 4 times each year. My question is: What is the quarterly yield/rate and the yearly yield/rate?. Do I have to consider EURIBOR 3M as an annualized rate?