How would you estimate Term Deposit Redemption Rate (TDRR) in the context of regulatory banking (IRRBB and ALM)?

Supose I have a database with net balance of term deposits (1), early redemptions (2) and new investiments (3). I could not find any suggestion in regulatory documents (Basel, EBA and so on).

I would suggest calculating it by the ratio of 2/(1+3). Any thoughts?



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