Questions tagged [banking]

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2
votes
1answer
128 views

Calculating PD of commercial bank loan

I have two main options to calculate PD of a loan in a commercial bank; with and without machine learning. On one hand, there are traditional methods such as Merton or KVM. On the other hand, I could ...
6
votes
2answers
235 views

Blockchain real life applications

I am looking for real life applications of blockchain technology. Bitcoins are obvious, however, I am looking for something different. For example one of the banks in Poland implemented blockchain for ...
3
votes
0answers
67 views

Credit scoring: combining application and behavior scoring

The aim in credit scoring is to distinguish good clients from bad clients. This is done at the stage of the application (application scoring - AS) based on demographic and similar data. AS is used to ...